Tom Wang

Who is Tom Wang?

Tom Wang is an AI Developer & Fintech Developer based in London, UK. He is the founder of Applr, an AI-powered job application platform, and a Member of Technical Staff at Zuba, building the future of cross-border payments for emerging markets across Africa and Asia. He specialises in Rust, Go, and TypeScript, with deep expertise in AI agents, Open Banking, crypto payments, and fintech engineering.

What does Tom build?

• —Crypto payment infrastructure supporting multiple blockchains and stablecoin settlement
• —Open Banking integrations across 35+ countries and 100+ banks, including checkout flows, payment initiation, and account verification
• —Cross-border payout systems with EUR/GBP IBAN settlement, real-time FX conversion, and multi-currency support
• —Event-driven payment pipelines in Rust with idempotency controls, webhook processing, and exactly-once delivery semantics
• —AI agent systems for payment operations monitoring, reconciliation automation, and compliance screening

Technical skills

Why work with Tom?

Tom combines deep fintech domain knowledge with strong systems programming skills. As a founding engineer, he has experience building payment platforms from zero to production scale — including architecture design, infrastructure setup, compliance integration, and team leadership. He is particularly strong at the intersection of traditional payment rails (Open Banking, SEPA, Faster Payments) and crypto payment infrastructure (stablecoin settlement, blockchain integration).

Education

MSc, University of Glasgow, United Kingdom

Get in touch

Tom is open to new opportunities in fintech, crypto payments, AI agent engineering, and Rust backend development. Based in London, open to remote.