Tom Wang
/ tomcn.uk
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All entries
Chapter VIII
Topic · 53 entries
A
P
I
Topics
fintech
105
payments
80
payment-developer
76
payment-infrastructure
67
api
53
uk
43
stablecoin
35
ai-agents
28
stripe
26
mastercard
23
01 · 02 Nov 2026
Visa VAMP Thresholds in 2026 vs Mastercard ECP
fintech · payments
→
02 · 01 Nov 2026
Level 2 vs Level 3 Processing in 2026: Visa CEDP
fintech · payments
→
03 · 31 Oct 2026
Circle Gateway vs CCTP: Unified USDC Balance Guide
stablecoin · usdc
→
04 · 30 Oct 2026
DCC vs Multi-Currency Pricing: Who Pays the FX?
fintech · payments
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05 · 29 Oct 2026
Sanctions Screening API: OFAC vs UK vs EU Lists
fintech · payments
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06 · 28 Oct 2026
Merchant Category Codes (MCC): Visa vs Mastercard
fintech · payments
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07 · 26 Oct 2026
Web Bot Auth vs Visa TAP: How to Verify AI Agents
fintech · payments
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08 · 25 Oct 2026
AFT vs OCT: Visa Direct and Mastercard Send Rules
fintech · payments
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09 · 24 Oct 2026
8-Digit BIN Lookup: What Stripe and Adyen Return
fintech · payments
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10 · 22 Oct 2026
Visa Account Updater vs Mastercard ABU Explained
fintech · payments
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11 · 21 Oct 2026
Stripe Connect vs Adyen for Platforms: Who Pays?
fintech · payments
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12 · 17 Oct 2026
IBAN Validation and UK Modulus Checks Explained
banking · payments
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13 · 15 Oct 2026
Amex Intent Intelligence: Consent Agents Can Carry
fintech · payments
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14 · 14 Oct 2026
USDC Payment Matching: Deposit Address vs Memo
stablecoin · usdc
→
15 · 13 Oct 2026
Open Banking APIs: UK OBIE vs Berlin Group vs STET
open-banking · uk
→
16 · 12 Oct 2026
ISO 8583 Explained: MTI, Bitmaps and Data Fields
fintech · payments
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17 · 11 Oct 2026
3DS2 Frictionless vs Challenge: transStatus Guide
fintech · payments
→
18 · 10 Oct 2026
Interchange++ vs Blended Pricing: A UK Guide
fintech · payments
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19 · 09 Oct 2026
Travel Rule Protocols: TRISA vs TRP vs TRUST
fintech · crypto
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20 · 08 Oct 2026
Stored Credentials: MIT vs CIT in Card APIs
fintech · payments
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21 · 07 Oct 2026
ACH vs RTP vs FedNow vs Fedwire: US Rails Guide
fintech · payments
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22 · 06 Oct 2026
Payment Reconciliation: Stripe vs Adyen Reports
fintech · payments
→
23 · 05 Oct 2026
ACH Return Codes: R10 vs R29 and the 60-Day Rule
fintech · payments
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24 · 03 Oct 2026
SEPA Direct Debit Core vs B2B: Developer Guide
fintech · payments
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25 · 01 Oct 2026
Void vs Refund vs Reversal: Card API Rules
fintech · payments
→
26 · 29 Sept 2026
SEPA Instant vs SCT: The 2026 API Guide
fintech · payments
→
27 · 28 Sept 2026
Card Auth Expiry: Visa vs Mastercard Capture Rules
fintech · payments
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28 · 27 Sept 2026
Faster Payments vs Bacs vs CHAPS: UK API Guide
fintech · payments
→
29 · 26 Sept 2026
Apple Pay Token Decryption vs Google Pay ECv2
fintech · payments
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30 · 25 Sept 2026
Card Decline Codes: Visa vs Mastercard Retry Rules
fintech · payments
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31 · 23 Sept 2026
Network Tokens: VTS vs MDES vs Your PSP Vault
fintech · payments
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32 · 22 Sept 2026
SCA Exemptions in 2026: EU vs UK Rules for 3DS2
fintech · payments
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33 · 21 Sept 2026
Chargeback Reason Codes: Visa vs Mastercard
fintech · payments
→
34 · 21 Sept 2026
TypeSafe Jev Review: 21 of 22 Chargebacks Right
fintech · ai
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35 · 19 Sept 2026
Webhook Signature Verification: Stripe vs Adyen
fintech · payments
→
36 · 18 Sept 2026
ISO 4217 Minor Units: Where Payment APIs Disagree
fintech · payments
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37 · 16 Sept 2026
PCI DSS 4.0 for Developers: The SAQ A Trap
fintech · payments
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38 · 15 Sept 2026
PSD3 vs PSR in 2026: What Changes for APIs
fintech · payments
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39 · 14 Sept 2026
AP2 vs ACP vs x402: Who Holds the Credential?
fintech · payments
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40 · 12 Sept 2026
Idempotency Keys in Payment APIs: No Standard
fintech · payments
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41 · 11 Sept 2026
Open Source Money Transfer: The Licence Traps
fintech · payments
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42 · 10 Sept 2026
EMVCo Agentic Payments: Intent, Not Liability
fintech · payments
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43 · 09 Sept 2026
CASS 15 Reconciliation: No Deadline in the Rules
fintech · uk
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44 · 08 Sept 2026
MiCA CASP Licence for Crypto Off-Ramps in 2026
fintech · payments
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45 · 07 Sept 2026
Claude Commerce Agents vs ACP: Who Charges?
ai-agents · agentic-commerce
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46 · 06 Sept 2026
Variable Recurring Payments API: The Hard Parts
open-banking · uk
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47 · 05 Sept 2026
FedNow API in 2026: No Payment Endpoint
fintech · payments
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48 · 04 Sept 2026
Crypto-to-Fiat Off-Ramps: Where Payouts Fail
fintech · payments
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49 · 04 Sept 2026
Verification of Payee API: What Actually Breaks
fintech · payments
→
50 · 01 Sept 2026
Stablecoin Dev Tools in 2026: What Guides Omit
stablecoin · payment-infrastructure
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51 · 03 Jun 2026
GitHub Copilot Just Made Every Dev a Metered API
fintech · developer
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52 · 28 Apr 2026
FedNow's Network API Launches for Payment Devs
fintech · payments
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53 · 28 Mar 2026
Open Banking £43bn UK Opportunity for Developers
open-banking · fintech
→