Tom Wang
/ tomcn.uk
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All entries
Chapter VIII
Topic · 64 entries
P
a
y
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Topics
fintech
87
payments
64
payment-developer
57
payment-infrastructure
49
api
39
uk
31
stablecoin
29
ai-agents
26
stripe
18
banking
17
01 · 13 Oct 2026
Open Banking APIs: UK OBIE vs Berlin Group vs STET
open-banking · uk
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02 · 12 Oct 2026
ISO 8583 Explained: MTI, Bitmaps and Data Fields
fintech · payments
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03 · 11 Oct 2026
3DS2 Frictionless vs Challenge: transStatus Guide
fintech · payments
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04 · 10 Oct 2026
Interchange++ vs Blended Pricing: A UK Guide
fintech · payments
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05 · 08 Oct 2026
Stored Credentials: MIT vs CIT in Card APIs
fintech · payments
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06 · 07 Oct 2026
ACH vs RTP vs FedNow vs Fedwire: US Rails Guide
fintech · payments
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07 · 06 Oct 2026
Payment Reconciliation: Stripe vs Adyen Reports
fintech · payments
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08 · 05 Oct 2026
ACH Return Codes: R10 vs R29 and the 60-Day Rule
fintech · payments
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09 · 04 Oct 2026
Roughrider Coin on Solana: Deposit or Stablecoin?
fintech · payments
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10 · 03 Oct 2026
SEPA Direct Debit Core vs B2B: Developer Guide
fintech · payments
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11 · 01 Oct 2026
Void vs Refund vs Reversal: Card API Rules
fintech · payments
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12 · 30 Sept 2026
Swift Ledger vs Circle Arc: Who Keeps Custody
fintech · payments
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13 · 29 Sept 2026
SEPA Instant vs SCT: The 2026 API Guide
fintech · payments
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14 · 28 Sept 2026
Card Auth Expiry: Visa vs Mastercard Capture Rules
fintech · payments
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15 · 27 Sept 2026
Faster Payments vs Bacs vs CHAPS: UK API Guide
fintech · payments
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16 · 26 Sept 2026
Apple Pay Token Decryption vs Google Pay ECv2
fintech · payments
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17 · 25 Sept 2026
Card Decline Codes: Visa vs Mastercard Retry Rules
fintech · payments
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18 · 24 Sept 2026
SoFiUSD on Mastercard: Not a Deposit, Not USDC
fintech · payments
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19 · 23 Sept 2026
Network Tokens: VTS vs MDES vs Your PSP Vault
fintech · payments
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20 · 22 Sept 2026
SCA Exemptions in 2026: EU vs UK Rules for 3DS2
fintech · payments
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21 · 21 Sept 2026
Chargeback Reason Codes: Visa vs Mastercard
fintech · payments
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22 · 21 Sept 2026
TypeSafe Jev Review: 21 of 22 Chargebacks Right
fintech · ai
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23 · 20 Sept 2026
TigerBeetle vs Postgres for Payment Ledgers
fintech · payments
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24 · 19 Sept 2026
Webhook Signature Verification: Stripe vs Adyen
fintech · payments
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25 · 18 Sept 2026
ISO 4217 Minor Units: Where Payment APIs Disagree
fintech · payments
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26 · 17 Sept 2026
Circle Arc Mainnet: What USDC as Gas Breaks
fintech · payments
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27 · 16 Sept 2026
PCI DSS 4.0 for Developers: The SAQ A Trap
fintech · payments
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28 · 15 Sept 2026
PSD3 vs PSR in 2026: What Changes for APIs
fintech · payments
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29 · 14 Sept 2026
AP2 vs ACP vs x402: Who Holds the Credential?
fintech · payments
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30 · 13 Sept 2026
ISO 20022 pain.001 vs pacs.008: Rules by Rail
fintech · payments
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31 · 12 Sept 2026
Idempotency Keys in Payment APIs: No Standard
fintech · payments
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32 · 11 Sept 2026
Open Source Money Transfer: The Licence Traps
fintech · payments
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33 · 10 Sept 2026
EMVCo Agentic Payments: Intent, Not Liability
fintech · payments
→
34 · 09 Sept 2026
CASS 15 Reconciliation: No Deadline in the Rules
fintech · uk
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35 · 08 Sept 2026
MiCA CASP Licence for Crypto Off-Ramps in 2026
fintech · payments
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36 · 07 Sept 2026
Claude Commerce Agents vs ACP: Who Charges?
ai-agents · agentic-commerce
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37 · 06 Sept 2026
Variable Recurring Payments API: The Hard Parts
open-banking · uk
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38 · 05 Sept 2026
FedNow API in 2026: No Payment Endpoint
fintech · payments
→
39 · 04 Sept 2026
Crypto-to-Fiat Off-Ramps: Where Payouts Fail
fintech · payments
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40 · 04 Sept 2026
Verification of Payee API: What Actually Breaks
fintech · payments
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41 · 02 Sept 2026
NPCI UAP: UPI Circle Is Already the Agent Rail
fintech · payments
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42 · 01 Sept 2026
ISO 20022 Structured Address Deadline Deferred
fintech · payments
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43 · 01 Sept 2026
Stablecoin Dev Tools in 2026: What Guides Omit
stablecoin · payment-infrastructure
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44 · 08 Jun 2026
Mastercard Settles Cards on Solana, 24/7
fintech · stablecoin
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45 · 07 Jun 2026
UK Open Banking Launches Its Card Challenger
open-banking · uk
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46 · 24 May 2026
Tether and Georgia Launch a Non-USD Stablecoin
fintech · stablecoin
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47 · 23 May 2026
Fintech Devs May Get Fed Master Accounts
fintech · payment-developer
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48 · 20 May 2026
Brazil's Stablecoin Ban Splits the Payment Rail
fintech · stablecoin
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49 · 04 May 2026
Western Union's USDPT Goes Live on Solana
fintech · stablecoin
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50 · 03 May 2026
KFTC Builds Korea's AI Agent Payment Rail
fintech · ai-agents
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51 · 02 May 2026
Stripe Sessions 2026: Agent Wallets Go Global
fintech · stripe
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52 · 01 May 2026
Meta Pays Creators in USDC on Polygon, Solana
fintech · stablecoin
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53 · 29 Apr 2026
Alipay's MCP Server Brings Payments to AI Agents
fintech · ai-agents
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54 · 28 Apr 2026
FedNow's Network API Launches for Payment Devs
fintech · payments
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55 · 27 Apr 2026
DoorDash Pilots Stablecoin Payouts on Tempo
fintech · stablecoin
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56 · 19 Apr 2026
SWIFT Goes Blockchain for Global Payments
fintech · blockchain
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57 · 17 Apr 2026
AI Agents Expose Crypto Wallet Security Gap
fintech · crypto
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58 · 15 Apr 2026
Oracle Launches AI Agents for Corporate Banking
fintech · ai-agents
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59 · 11 Apr 2026
Stablecoins Hit 40M Retail Terminals
fintech · crypto
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60 · 09 Apr 2026
AI Agents Now Have Credit Cards
ai · fintech
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61 · 06 Apr 2026
Ant Group Launches Anvita for AI Agent Crypto
fintech · crypto
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62 · 05 Apr 2026
Convera and Ripple Launch Stablecoin Rails
fintech · crypto
→
63 · 31 Mar 2026
Mastercard's $1.8B BVNK Deal: Stablecoin Rails
fintech · crypto
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64 · 28 Mar 2026
Open Banking £43bn UK Opportunity for Developers
open-banking · fintech
→