Tom Wang
/ tomcn.uk
01
About
02
Journal
03
Design
[ Dark ]
←
All entries
Chapter VIII
Topic · 67 entries
P
a
y
m
e
n
t
I
n
f
r
a
s
t
r
u
c
t
u
r
e
Topics
fintech
105
payments
80
payment-developer
76
payment-infrastructure
67
api
53
uk
43
stablecoin
35
ai-agents
28
stripe
26
mastercard
23
01 · 03 Nov 2026
rust_decimal vs bigdecimal: Money Types in Rust
fintech · payments
→
02 · 02 Nov 2026
Visa VAMP Thresholds in 2026 vs Mastercard ECP
fintech · payments
→
03 · 01 Nov 2026
Level 2 vs Level 3 Processing in 2026: Visa CEDP
fintech · payments
→
04 · 31 Oct 2026
Circle Gateway vs CCTP: Unified USDC Balance Guide
stablecoin · usdc
→
05 · 30 Oct 2026
DCC vs Multi-Currency Pricing: Who Pays the FX?
fintech · payments
→
06 · 29 Oct 2026
Sanctions Screening API: OFAC vs UK vs EU Lists
fintech · payments
→
07 · 28 Oct 2026
Merchant Category Codes (MCC): Visa vs Mastercard
fintech · payments
→
08 · 27 Oct 2026
CCTP V2 vs USDT0: Moving Stablecoins Cross-Chain
stablecoin · usdc
→
09 · 25 Oct 2026
AFT vs OCT: Visa Direct and Mastercard Send Rules
fintech · payments
→
10 · 24 Oct 2026
8-Digit BIN Lookup: What Stripe and Adyen Return
fintech · payments
→
11 · 23 Oct 2026
OCC GENIUS Act Final Rule: 2-Day Redemption
fintech · payments
→
12 · 22 Oct 2026
Visa Account Updater vs Mastercard ABU Explained
fintech · payments
→
13 · 21 Oct 2026
Stripe Connect vs Adyen for Platforms: Who Pays?
fintech · payments
→
14 · 20 Oct 2026
EIP-3009 vs EIP-2612 vs Permit2: Gasless USDC
stablecoin · usdc
→
15 · 17 Oct 2026
IBAN Validation and UK Modulus Checks Explained
banking · payments
→
16 · 16 Oct 2026
MT940 vs camt.053: Bank Statement Parsing Guide
iso-20022 · banking
→
17 · 15 Oct 2026
Amex Intent Intelligence: Consent Agents Can Carry
fintech · payments
→
18 · 14 Oct 2026
USDC Payment Matching: Deposit Address vs Memo
stablecoin · usdc
→
19 · 13 Oct 2026
Open Banking APIs: UK OBIE vs Berlin Group vs STET
open-banking · uk
→
20 · 12 Oct 2026
ISO 8583 Explained: MTI, Bitmaps and Data Fields
fintech · payments
→
21 · 11 Oct 2026
3DS2 Frictionless vs Challenge: transStatus Guide
fintech · payments
→
22 · 10 Oct 2026
Interchange++ vs Blended Pricing: A UK Guide
fintech · payments
→
23 · 09 Oct 2026
Travel Rule Protocols: TRISA vs TRP vs TRUST
fintech · crypto
→
24 · 08 Oct 2026
Stored Credentials: MIT vs CIT in Card APIs
fintech · payments
→
25 · 07 Oct 2026
ACH vs RTP vs FedNow vs Fedwire: US Rails Guide
fintech · payments
→
26 · 06 Oct 2026
Payment Reconciliation: Stripe vs Adyen Reports
fintech · payments
→
27 · 05 Oct 2026
ACH Return Codes: R10 vs R29 and the 60-Day Rule
fintech · payments
→
28 · 04 Oct 2026
Roughrider Coin on Solana: Deposit or Stablecoin?
fintech · payments
→
29 · 03 Oct 2026
SEPA Direct Debit Core vs B2B: Developer Guide
fintech · payments
→
30 · 01 Oct 2026
Void vs Refund vs Reversal: Card API Rules
fintech · payments
→
31 · 30 Sept 2026
Swift Ledger vs Circle Arc: Who Keeps Custody
fintech · payments
→
32 · 29 Sept 2026
SEPA Instant vs SCT: The 2026 API Guide
fintech · payments
→
33 · 28 Sept 2026
Card Auth Expiry: Visa vs Mastercard Capture Rules
fintech · payments
→
34 · 27 Sept 2026
Faster Payments vs Bacs vs CHAPS: UK API Guide
fintech · payments
→
35 · 26 Sept 2026
Apple Pay Token Decryption vs Google Pay ECv2
fintech · payments
→
36 · 25 Sept 2026
Card Decline Codes: Visa vs Mastercard Retry Rules
fintech · payments
→
37 · 24 Sept 2026
SoFiUSD on Mastercard: Not a Deposit, Not USDC
fintech · payments
→
38 · 23 Sept 2026
Network Tokens: VTS vs MDES vs Your PSP Vault
fintech · payments
→
39 · 22 Sept 2026
SCA Exemptions in 2026: EU vs UK Rules for 3DS2
fintech · payments
→
40 · 21 Sept 2026
Chargeback Reason Codes: Visa vs Mastercard
fintech · payments
→
41 · 20 Sept 2026
TigerBeetle vs Postgres for Payment Ledgers
fintech · payments
→
42 · 19 Sept 2026
Webhook Signature Verification: Stripe vs Adyen
fintech · payments
→
43 · 18 Sept 2026
ISO 4217 Minor Units: Where Payment APIs Disagree
fintech · payments
→
44 · 17 Sept 2026
Circle Arc Mainnet: What USDC as Gas Breaks
fintech · payments
→
45 · 16 Sept 2026
PCI DSS 4.0 for Developers: The SAQ A Trap
fintech · payments
→
46 · 15 Sept 2026
PSD3 vs PSR in 2026: What Changes for APIs
fintech · payments
→
47 · 13 Sept 2026
ISO 20022 pain.001 vs pacs.008: Rules by Rail
fintech · payments
→
48 · 12 Sept 2026
Idempotency Keys in Payment APIs: No Standard
fintech · payments
→
49 · 11 Sept 2026
Open Source Money Transfer: The Licence Traps
fintech · payments
→
50 · 10 Sept 2026
EMVCo Agentic Payments: Intent, Not Liability
fintech · payments
→
51 · 09 Sept 2026
CASS 15 Reconciliation: No Deadline in the Rules
fintech · uk
→
52 · 08 Sept 2026
MiCA CASP Licence for Crypto Off-Ramps in 2026
fintech · payments
→
53 · 06 Sept 2026
Variable Recurring Payments API: The Hard Parts
open-banking · uk
→
54 · 05 Sept 2026
FedNow API in 2026: No Payment Endpoint
fintech · payments
→
55 · 04 Sept 2026
Crypto-to-Fiat Off-Ramps: Where Payouts Fail
fintech · payments
→
56 · 04 Sept 2026
Verification of Payee API: What Actually Breaks
fintech · payments
→
57 · 02 Sept 2026
NPCI UAP: UPI Circle Is Already the Agent Rail
fintech · payments
→
58 · 01 Sept 2026
ISO 20022 Structured Address Deadline Deferred
fintech · payments
→
59 · 01 Sept 2026
Stablecoin Dev Tools in 2026: What Guides Omit
stablecoin · payment-infrastructure
→
60 · 08 Jun 2026
Mastercard Settles Cards on Solana, 24/7
fintech · stablecoin
→
61 · 23 May 2026
Fintech Devs May Get Fed Master Accounts
fintech · payment-developer
→
62 · 21 May 2026
Why UK Fintech Is Hiring Rust Developers in 2026
rust · fintech
→
63 · 19 May 2026
UK Safeguarding Rules Reshape Payment Devs' Day
fintech · uk
→
64 · 03 Apr 2026
Google AP2 Completes the Agentic Payment Stack
fintech · ai-agents
→
65 · 02 Apr 2026
Visa Launches AI Agent Developer SDK for Payments
fintech · ai-agents
→
66 · 01 Apr 2026
Stripe Tempo Goes Live: AI Agent Payment Rails
fintech · crypto-payments
→
67 · 27 Mar 2026
Why Rust Developers Are Most Wanted in Fintech
rust · fintech
→